Tag: business

Why does Hargreaves Lansdown have some Swedish companies and not others

1. Exchange Access & Settlement

HL offers access to “major international exchanges” (like Stockholm, Paris, Frankfurt, NYSE, Nasdaq, etc.), but they don’t automatically make all companies on those exchanges available.

  • They rely on CREST and Euroclear (the settlement systems) and need to have a smooth process for custody and dividends.
  • Smaller or less liquid Swedish stocks sometimes aren’t supported because they’re harder/expensive to settle.

2. Liquidity & Demand

HL curates what’s listed for retail clients.

  • Large caps / well-known Swedish companies (think Volvo, Ericsson, Evolution Gaming) tend to be included because they’re liquid and there’s demand.
  • Small caps or niche companies may not be available unless enough HL clients request them — not worth the admin burden otherwise.

3. Corporate Actions & Complexity

Foreign shares often involve dividend tax, rights issues, and corporate actions. HL simplifies its offering to avoid the cost/complexity of handling lots of “long tail” small companies overseas.

4. Custody Costs

HL passes some overseas custody and settlement costs onto clients in its dealing fees.
If a stock would require unusually high back-office overhead, HL may simply choose not to offer it to retail clients.

5. Regulatory / Listing Requirements

Some companies, even though they’re on the Stockholm Exchange, might trade only in certain share classes (A vs B shares, for example). HL typically lists the more liquid share class (usually the B shares in Sweden). That’s why you’ll sometimes find “Rokob” but not “Rokoa.”

Upcoming Specs for Apple Watch Series 11, Apple Watch SE 3, and Apple Watch Ultra 3 – before the next Apple Event

There is a lot of talk about the specs of the new versions in the Apple Watch series – and here is what we know so far before the next Apple event. Full specs on Apple Watch Series 11, Apple Watch SE 3, and Apple Watch Ultra 3.

Webull Opens their crypto trading platform in Australia – after US re-opening

WeBull is launching their crypto trading service in Australia – just after they re-opened the service in the US.

With companies like eToro – now making the majority of their revenues via crypto trading – it feels like this is going to be an easy revenue driver for WeBull.

via – Cointelegraph

Can you buy single shares of Xiaomi or do you need to buy 200 shares at a time?

It all depends on where you buy the Xiaomi stock.

Hong Kong Stock Exchange (1810.HK)

  • On the HKEX, stocks trade in “board lots” (minimum trading units).
  • For Xiaomi (1810.HK) the board lot is 200 shares.
  • That means if you buy directly in Hong Kong, you have to buy at least 200 shares (or multiples of 200).
  • Example: If Xiaomi trades at HK$15, the minimum investment is HK$3,000 (~US$380).

U.S. OTC Market (XIACF, XIACY)

  • In the U.S. OTC market, you can buy single shares (no board lot restriction).
  • So if you’re using a U.S. or international broker that gives access to OTC, you can buy 1 share, 10 shares, 37 shares — whatever you like.

How can I buy shares of Xiaomi and under what ticker symbol

Ticker Symbols & Where to Buy

1. Hong Kong Stock Exchange (Primary Listing)

  • Ticker: 1810.HK (often just “1810”)
  • That’s Xiaomi’s main public listing and the one most commonly used by investors. You’d buy this through a broker that provides access to Hong Kong markets.

2. Over-the-Counter (OTC) in the U.S.

  • Tickers: XIACF and XIACY
  • These are U.S. OTC representations (likely ADRs or Pink Sheet listings). They let U.S.-based investors access Xiaomi without needing a Hong Kong broker.

Meta partnering with Midjourney for AI Image and Video Creation – Must partner with the best services

While others are trying to take legal action against Midjourney – Meta is partnering with them for AI image and video creation.

The Midjourney partnership could help Meta develop products that compete with industry-leading AI image and video models, such as OpenAI’s Sora, Black Forest Lab’s Flux, and Google’s Veo. Last year, Meta rolled out its own AI image generation tool, Imagine, into several of its products, including Facebook, Instagram, and Messenger. Meta also has an AI video generation tool, Movie Gen, that allows users to create videos from prompts.

via – Techcrunch

Intel gets new shareholders – Softbank and the US Government

SoftBank has invested $2 billion in Intel.

SoftBank Group Chairman and CEO Masayoshi Son said in a statement that the “strategic investment reflects our belief that advanced semiconductor manufacturing and supply will further expand in the United States, with Intel playing a critical role.”

This is mixed with the US Government also announcing that they will take a 10% stake in Intel.

How does Zoho CRM compare to other CRM systems

Based on the search results and my knowledge, here’s how Zoho CRM compares to other CRM systems:

  1. Cost-effectiveness:
    Zoho CRM is generally considered more affordable compared to enterprise-level CRMs like Salesforce and Microsoft Dynamics, making it attractive for small to medium-sized businesses.
  2. Customization:
    Zoho CRM offers high customizability, allowing businesses to tailor the software to their specific needs and workflows.
  3. Integration:
    Zoho CRM integrates well with other Zoho applications and third-party tools, providing an all-in-one solution for business operations.
  4. User-friendliness:
    While generally considered user-friendly, Zoho CRM may have a learning curve for some users. Its interface has been criticized as visually confusing by some.
  5. Feature set:
    Zoho One (which includes Zoho CRM) offers a comprehensive suite of 40+ apps covering sales, marketing, and other business operations. However, some argue that while it can do many things, it may not excel at any particular function.
  6. Scalability:
    Zoho CRM can grow with businesses, but some users find it becomes more complex as more features are added.
  7. Mobile capabilities:
    Zoho CRM offers a mobile app that allows users to access and modify customer data offline.
  8. Automation:
    Zoho CRM provides workflow automation, automated reporting, and other automation features, though they may not be as advanced as some competitors.
  9. Support:
    Zoho offers 24/7 customer support, but the quality of support may vary.
  10. Pricing model:
    Zoho offers flexible pricing options, including a free tier for very small teams. However, to get full functionality, businesses often need to opt for higher-tier plans.

Compared to other CRMs, Zoho’s main strengths lie in its affordability, customizability, and the breadth of its feature set when considering the entire Zoho One suite. However, it may fall short in areas like user interface design and the depth of certain features compared to more specialized CRM solutions.

Why is Zoho Better than the Alternatives and Competitors?

Zoho excels in several areas, making it a popular choice for businesses looking to enhance their operations. Here are the key strengths of Zoho:

  1. Comprehensive CRM Solutions: Zoho CRM is highly regarded for its ability to streamline sales processes, manage customer relationships, and enhance customer service. It offers features such as lead management, workflow automation, and detailed reporting, allowing businesses to effectively track and manage their interactions with customers.
  2. Customization and Flexibility: Zoho provides a highly customizable platform that allows businesses to tailor the software to their specific needs. Users can create custom fields, modules, and workflows, making it adaptable for various industries and business models.
  3. Integration Capabilities: Zoho integrates seamlessly with a wide range of third-party applications and services, which enhances its functionality. This allows businesses to create a cohesive ecosystem of tools that work together, improving overall efficiency.
  4. Cost-Effectiveness: Zoho offers competitive pricing plans that are particularly attractive to small and medium-sized businesses. Its affordability, combined with a rich feature set, makes it a cost-effective solution compared to other CRM systems like Salesforce.
  5. AI and Automation: The inclusion of Zia, Zoho’s AI-powered assistant, helps businesses automate routine tasks and gain insights from their data. This feature enhances productivity by identifying sales patterns and predicting customer behavior.
  6. User-Friendly Interface: Despite some criticisms regarding complexity, many users find Zoho’s interface relatively easy to navigate, which aids in quicker adoption and utilization across teams.
  7. Real-Time Notifications and Analytics: Zoho provides real-time notifications and robust analytics tools, enabling businesses to make informed decisions based on current data and trends. This capability is crucial for timely responses to customer needs and market changes.
  8. Data Migration and Management: Zoho simplifies the process of data migration and management, allowing businesses to transfer their existing data into the CRM without significant hassle. This feature is particularly beneficial for companies transitioning from spreadsheets or other systems.

Overall, Zoho is particularly good at providing a comprehensive, customizable, and cost-effective solution for managing customer relationships and business operations, making it a strong contender in the CRM market.

How does RouteNote’s royalty payment process differ from other distribution services

RouteNote’s royalty payment process has some unique aspects compared to other distribution services:

  1. Flexible pricing models: RouteNote offers both a free plan and a premium plan. With the free plan, artists keep 85% of their royalties while RouteNote takes 15%. The premium plan allows artists to keep 100% of their royalties for a flat annual fee.
  2. Plan switching: Artists can switch between the free and premium plans at any time, allowing them to optimize their earnings based on their current performance.
  3. Payment schedule: Royalty payments are made automatically between the 15th and 20th of each month, provided the $50 minimum earnings threshold has been met.
  4. Royalty types: RouteNote collects various types of royalties, including performance royalties, mechanical royalties, YouTube micro-synchronization royalties, and neighboring rights.
  5. Delayed ingestion for compositional royalties: Compositional royalties can take 6-9 months to ingest due to RouteNote collecting from over 100 countries and societies, each with its own upload period.
  6. Combined payments: For artists who distribute through RouteNote, publishing royalties are paid alongside master/sound recording royalties.
  7. Transparent reporting: RouteNote provides monthly reports to artists, allowing them to track their earnings across different platforms.

Unlike some services that may have more complex pricing structures or longer payment delays, RouteNote aims to offer a straightforward and relatively quick payment process. However, it’s important to note that the actual speed of payments can vary depending on the type of royalty and the specific platforms involved.

MEOW – Cat Cafe In New York Looks Amazing!

Architect Sonya Lee has unveiled the new home of Meow Parlour, New York City’s beloved cat cafe. The popular spot had outgrown its previous space. A standout feature of the new storefront is a ten-foot-tall wall constructed entirely of white oak shelves that spell out “MEOW.” These shelves serve a triple purpose: as eye-catching signage, a cozy playground for the cafe’s feline residents, and a stylish display counter.

Amit Interviews Robinhood CEO and Co-Founder, Vlad Tenev. Robinhood Gold Economics and more.

The other day I just came across Amit on YouTube and noticed that he sat down and interviewed Robinhood CEO and Co-Founder, Vlad Tenev.

It’s a great interview and really worth the watch.

My favourite part is them talking about the new Robinhood Gold and the economics behind the product.